Facts WHAT DOES SUNCREST BANK BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • - Social Security number
  • - Account balance
  • - Payment history
  • - Transaction or loss history
  • - Credit history
  • - Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Suncrest Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Suncrest Bank share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes – information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes – information about your creditworthiness No We don't share
For non-affiliates to market to you No We don't share
Questions? Call toll-free 888-844-1011 or go to suncrestbank.com/
What We Do
How does Suncrest Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Suncrest Bank collect my personal information? We collect your personal information, for example, when you
  • - Open an account
  • - Deposit money
  • - Apply for a loan
  • - Use your credit or debit card
  • - Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • - sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • - affiliates from using your information to market to you
  • - sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

See below for more on your rights under state law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • - Suncrest Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • - Suncrest Bank does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • - Suncrest Bank does not jointly market.
Other Important Information
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For any information regarding privacy issues please contact us:
Visalia Branch
400 W. Center Avenue
Visalia, CA 93291
(559) 802-1000
Porterville Branch
65 W. Olive Avenue
Porterville, CA 93257
(559) 306-1300